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Montenegro Citizenship

Montenegro Citizenship by Investment Program

Key Benefits of the Montenegro Citizenship by Investment Program

 Fast Processing – Applications are reviewed and approved within just 6 months.

 

Visa-Free Travel – Enjoy visa-free or visa-on-arrival access to 123

 

Citizenship in Europe from €450,000

 

No Residency Requirements for Montenegro Citizenship

 

E-2 Treaty with the USA – option to relocate and operate business in the US

Montenegro Citizenship by Investment: A Gateway to Europe

Montenegro’s Citizenship by Investment Program offers a unique opportunity to obtain citizenship in one of Europe’s most scenic and rapidly developing nations. By investing in approved real estate projects or contributing to the country’s development fund, applicants can secure Montenegrin citizenship in as little as 6 months. Benefits include visa-free travel to over 123 countries, no residency requirements, and access to a growing economy with strong ties to the EU.

How to Qualify for Montenegro Citizenship

Launched on October 3rd, 2019, this program is designed for investors seeking an alternative citizenship for themselves and their families. With a limited availability of only 2,000 applications, it provides one of the easiest and quickest ways to achieve this goal. To participate, applicants need to make a minimum investment in real estate starting from €250,000, along with a government contribution of €200,000. This brings the total investment required to €450,000. The appeal of this opportunity lies in its streamlined process and the relatively low financial commitment compared to other citizenship programs, making it an attractive option for many investors looking to expand their global mobility and secure a second citizenship.

Program Benefits
Fast Review Process

Citizenship applications are processed and approved within 6 months.

Visa-Free Travel

Over 123 countries worldwide Free movement in Europe’s Schengen Area, (26 EU states), Hong Kong, Singapore and Russia

No Residency Requirement

No physical requirements, prior to or after citizenship, are necessary

Flexible Investment Options
  • €200,000 – non-refundable contribution in the form of a government fund donation
  • “Invest €250,000 in real estate within undeveloped regions, including the northern and central areas of the country (excluding Podgorica), to qualify for citizenship and unlock a world of opportunities.”
Dual Citizenship is permitted

No obligation to relinquish current nationality

Attractive Tax Benefits

“Montenegro offers one of the world’s lowest personal income tax rates, set at a flat 9%, making it an attractive destination for individuals seeking financial efficiency and growth.”

Inclusion of Family Members

“Citizenship is granted to the main applicant, their spouse, children, and dependent children over the age of 18, ensuring a seamless pathway for entire families to secure their future.”

Safe and secure environment

“An ‘insurance policy’ that guarantees family security in the event of economic or political instability, providing peace of mind and long-term protection for you and your loved ones.”

Investment Options

 

“To qualify for Montenegrin citizenship, investors must contribute €200,000 to a government fund dedicated to advancing underdeveloped areas. Additionally, they are required to invest in government-approved real estate projects, with minimum investment thresholds based on location:

  • €250,000–€450,000 for properties in undeveloped regions.
  • €450,000–€650,000 for properties in developed regions.

The total capital requirement is €450,000 for undeveloped areas and €650,000 for developed regions, ensuring a clear pathway to citizenship while supporting Montenegro’s growth.”

 

Option 1 / From € 450,000

“To qualify for Montenegrin citizenship, investors are required to make two key contributions:

  1. non-refundable government fund donation of €200,000, aimed at supporting underdeveloped areas.
  2. real estate investment of €250,000 in undeveloped regions, including the northern and central parts of the country (excluding Podgorica).

These investments provide a clear and structured pathway to citizenship while contributing to Montenegro’s economic growth and development.”

Option 2 / From € 650,000

  • €200,000 – non-refundable contribution in the form of a government fund donation
  • 450,000 – real estate investment in a developed region (South of the country, capital of Podgorica and the coastal regions)

Montenegro Citizenship by Investment Process

Bella & Co. ensures a smooth, step-by-step process, guiding you from investment selection to final approval for a hassle-free experience.

  • 1 - 2 Days
    Preparation
    1
    Free Consultation with Bella & Co. Experts

    Our citizenship advisers assess your personal situation and recommend the best investment option for a successful application.
    Who is eligible? The applicant can include their spouse, children (up to age 30), and dependent parents (55+). A clean criminal record and legitimate source of funds are required.

  • 2
    Real Estate Investment portfolio proposal

    “Tailored Real Estate Investment Solutions: Your Path to Lucrative Opportunities”

    Our expert team specializes in crafting a customized real estate portfolio tailored to your unique investment goals. From smaller residential properties to high-value luxury developments, we carefully select the most lucrative and secure options to maximize your returns and meet your requirements.

  • 1 Month
    Document Preparation
    3
    Document Preparation

    We understand that navigating the documentation and financial requirements for citizenship by investment can be complex. That’s why our team is here to guide you every step of the way, ensuring a seamless and stress-free experience.

  • 4
    Application Submission

    The complete citizenship application, along with all supporting documents, will be submitted to the program administration. Government processing of the application and due diligence checks take approximately 3 months to complete.

  • 4-5 Months
    Application Processing
    5
    Application Processing & Due Diligence

    Once your application is reviewed and approved, the funds held in escrow accounts will be securely released. Shortly after, you will receive your official Citizenship Certificate, marking the successful completion of your journey to Montenegrin citizenship.

  • 6
    Passport collection

    The main applicant and all their family members included in the application, may travel to Montenegro to collect the passports. Alternatively, we can organise for your citizenship certificate and passport to be delivered to you, in the most secure way.

Why Clients Choose Bella & Co. for Citizenship & Residency Solutions
Trust Bella & Co.

With years of leadership in investment immigration, Bella & Co. is a globally recognized firm providing premium citizenship and residency solutions. Established with a commitment to excellence, our expertise spans multiple jurisdictions, ensuring seamless application processes for our clients worldwide.

Communicate on Your Terms

Bella & Co. serves clients globally with offices in key financial hubs, including Dubai, Tehran, Istanbul, Athens, and Roseau. Our dedicated consultants are available via WhatsApp, Telegram, email, and direct calls, offering personalized service tailored to your convenience.

Globally Licensed Experts

Bella & Co. partners with government agencies to operate within official Citizenship and Residency by Investment frameworks. We adhere to strict legal regulations, ensuring compliance, security, and risk-free investments for every client, protecting your reputation and financial interests.

Proven Reputation & Success

On average, Bella & Co. assists hundreds of investors annually, with thousands of successful approvals. Our clientele spans over 50% of the world’s nationalities, contributing to over $2.6 billion in global immigration and real estate investments, reinforcing our industry leadership.

100% Success Rate

Every client who meets our rigorous due diligence standards secures approval. Bella & Co. leverages a team of legal and industry experts who liaise directly with government bodies, ensuring a streamlined process that prioritizes your success and long-term benefits.

Client-Centered Services

Bella & Co. offers premier citizenship and residency solutions, selecting only the best investment programs for high-net-worth individuals. With access to luxury real estate in 11+ countries, our tailored approach ensures clients receive optimal investment opportunities aligned with their goals.

Trusted by Global Investors

Bella & Co. is the preferred choice for high-net-worth individuals and families seeking second citizenship and residency. Our extensive experience, transparent processes, and commitment to client success make us a trusted partner for securing international mobility and financial security.

A Reputation Built on Success

Bella & Co. has established itself as a leader in the citizenship and residency by investment industry, known for efficiency, professionalism, and successful client outcomes. Our proven track record of approvals and strategic partnerships ensures a seamless journey toward your second passport.

Testimonials

Sophie Dub.

France

“Montenegro is a perfect blend of nature and culture. The residency process was straightforward, and I love the relaxed lifestyle here. It’s a great alternative to the busy life in France, and the people are very welcoming.”

Fatima Al-Man.

UAE

“Montenegro is a peaceful and safe country. The residency process was relatively easy, and I appreciate the country’s efforts to attract foreign investors. The mix of mountains and sea is something you don’t find everywhere.”

Li Wei.

China

“Montenegro is a great place for those who want to explore Europe without the high costs. The residency program is attractive, and the country’s strategic location makes it easy to travel to other European countries. The nature here is breathtaking.”

John Sm.

United

“I chose Montenegro for its peaceful environment and stunning landscapes. The residency process was a bit bureaucratic, but with the help of a local lawyer, it was manageable. The low taxes are a huge bonus for me as a retiree.”

Anna Petr.

Russia

“Montenegro is very welcoming to Russians. The residency process was smooth, and the people are friendly. I love the mix of Mediterranean and Balkan cultures, and the fact that it’s not part of the EU makes it feel more unique.”

El-Sayed.

Egypt

“As an investor, Montenegro offered me a great opportunity to secure residency through their investment program. The country is small but has a lot of potential for growth, especially in the tourism and real estate sectors.”

Mustafa D.

Turkey

Thanks to Bella & Co., I now have the freedom to travel without visa restrictions. The Montenegro citizenship program was the perfect choice for my family’s future.

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